Health insurance plans vary a great deal. Your insurance company may cover part, all, or none of the charges for your care. To find out what your plan covers, call your health insurance company's customer service number or look on their website for details about your policy. The UHS Cashier/Insurance staff can also help you make sense of your plan.
To avoid a financial bar, you must pay the balance on your What I Owe within ten days from the time it is posted. Be sure to check What I Owe periodically for any charges or credits posted to your account.
In-Network vs. Out-of-Network
Insurance companies typically pay a greater portion of the charges for care at "in-network" facilities, which have contract agreements with them. Click here for a list of plans for which UHS is in-network:
In-Network Insurance Companies
If UHS does not have a contract with your insurance company, UHS may be considered out-of-network. That means your plan may cover a smaller portion of your bill or they may not cover care at UHS at all. To learn what your plan covers at UHS, call your insurance company's customer service department and ask about your coverage at a college health facility. Most insurance cards have a toll-free number listed on the back of the card. Give them our Tax ID #74-6000203 and our NPI #1740313337.
HMO Insurance Plans
If your insurance plan is an HMO, contact your insurance company for instructions before your appointment at UHS. Typically, HMO plans do not cover care at UHS.
Privacy
If UHS bills your insurance, the policy holder will receive a statement (called an Explanation of Benefits) that explains the reason for your appointment. If you have health insurance through a family member, they may be able to determine what the charges are for.
If you do not want UHS to bill your insurance, you must let us know by 11:59pm on the day of your appointment. Contact the UHS Cashier/Insurance Office during regular business hours or log on to MyUHS to send a secure message any time. We will bill you through your What I Owe.
For more information about privacy and confidentiality click: Patient Rights and Privacy
UHS Cannot Bill These Types of Insurance:
- Any government plan such as Medicaid or Medicare
- Plans underwritten by health insurance companies based outside the United States
If You Don't Have Health Insurance
You can use UHS even if you don't have health insurance. You can pay at the UHS Cashier/Insurance Office or have us bill you through What I Owe. Payment is not required on the day of your appointment; and payment plans are available.
Healthcare can be extremely expensive, especially if you have an accident or illness requiring hospitalization or the care of a specialist. We urge all students to explore their health insurance options.
Student Health Insurance
Students can get health insurance through the Student Health Insurance Plan approved by the University of Texas System. The Student Health Insurance Plan is affordable health insurance specifically designed for UT students. Plan details are available online and online enrollment takes only minutes. For more information, click Student Health Insurance below or call the UHS Student Health Insurance representative at (512) 471-1040.
Student Health Insurance Plan
ALERT: International Students may already be enrolled. Consult with the International Office if you have questions. Phone (512) 471-2477.
International Office
Health Insurance through the Affordable Care Act
Through the Affordable Care Act, certain uninsured students with pre-existing conditions are eligible to get insurance through the Pre-Existing Condition Insurance Plan. This stop-gap measure covers people with pre-existing conditions until 2014, after which they will be able to get insurance.
For more information about the Pre-Existing Condition Insurance Plan, click:
Pre-Existing Condition Insurance Plan
Learn More about Health Insurance and the Affordable Care Act
To learn about the Affordable Care Act and how it might affect you, click:
Healthcare.gov
May 16,17 Open 2pm - 5:30pm
